About Advance Credit

Your trusted partner in financial transformation. We help families overcome debt and build stronger financial futures through expert guidance and personalized solutions.

About Advance Credit

Your trusted financial advisory partner, helping families overcome debt and build stronger financial futures. Based in Goregaon, Mumbai, we specialize in debt consolidation, credit building, and personalized financial planning to transform your financial health.

Company Profile

Advance Credit Pvt Ltd. is a leading financial advisory firm, dedicated to helping families overcome debt and build stronger financial futures. With a strong presence in Mumbai and partnerships with 50+ banks and NBFCs, we have helped over 500 families consolidate ₹500Cr+ in debt and improve their credit scores. Our expert financial advisors provide personalized debt consolidation strategies, credit building guidance, and comprehensive financial planning to transform your financial health.

What We Do

Debt Consolidation

We help you combine multiple high-interest loans into one manageable payment with better terms and lower interest rates.

  • Reduce monthly payments
  • Lower interest rates
  • Simplify payments

Credit Building

Expert guidance to improve your credit score and build a strong financial profile for better loan opportunities.

  • Credit score improvement
  • Financial profile building
  • Better loan terms

Financial Planning

Comprehensive financial planning to help you achieve your goals and build long-term financial security.

  • Personalized strategies
  • Goal-based planning
  • Long-term security

Our Mission

To empower individuals and businesses by providing quick, transparent, and personalized loan solutions, enabling them to achieve their dreams and build a brighter financial future.

Our Vision

To be India's most trusted and innovative financial partner, recognized for our integrity, expertise, and commitment to customer success.

Our Core Values

Customer First: We put your needs at the center of everything we do.
Integrity: We act with honesty, transparency, and ethics in all our dealings.
Innovation: We embrace technology and new ideas to deliver better solutions.
Growth: We are committed to the growth of our customers, partners, and team.
Accountability: We take responsibility for our actions and deliver on our promises.
Collaboration: We work as one team, supporting each other and our clients.

How We Work

1
Assessment

We analyze your current financial situation, existing loans, and credit profile to understand your unique needs.

2
Strategy

Our experts create a personalized debt consolidation or credit building strategy tailored to your goals.

3
Implementation

We guide you through the entire process, from application to disbursement, ensuring smooth execution.

4
Support

Ongoing support and monitoring to ensure you stay on track and achieve your financial goals.

Our Achievements

500+

Families Helped

Successfully transformed the financial lives of over 500 families through debt consolidation and credit building.

₹500Cr+

Debt Consolidated

Successfully consolidated over ₹500 crores in debt, helping families reduce their monthly EMI burden.

1000+

Disbursements

Successfully processed over 1000+ loan disbursements with quick approval and seamless execution.

50+

Bank Partners

Strong partnerships with 50+ leading banks and NBFCs across India for reliable financial solutions.

4.8/5

Customer Rating

Consistently high customer satisfaction rating based on successful debt consolidation and advisory services.

Meet Our Expert Team

Nishant Valanju

Chief Operating Officer

Anuj Pathak

Country Head - Sales

Vikas Tiwari

Chief Business Officer

Kuldeep Yadav

Head - Retail Assets

Saurabh Upadhyay

Chief Marketing Officer

What Our Clients Say

Rajesh Mehta
Mumbai, Maharashtra

"Advance Credit helped me consolidate 4 different loans into one manageable payment. My monthly EMI reduced from ₹45,000 to ₹28,000. The team was professional and guided me through every step."

₹17,000 saved/month
Sunita Desai
Pune, Maharashtra

"My credit score was 620 and I was struggling to get loan approval. Advance Credit helped me improve it to 750 in 6 months. Now I can easily get loans at better interest rates."

130 points improvement
Vikram Singh
Delhi, NCR

"The team at Advance Credit provided excellent financial planning advice. They helped me create a budget and debt repayment strategy that actually works. Highly recommended!"

Financial freedom achieved

Our Journey

2021
Company Founded

Started with a vision to help families overcome financial stress through expert debt consolidation services.

2022
100+ Families

Reached our first milestone of helping 100+ families achieve debt consolidation and financial freedom.

2023
₹1Cr+ Consolidated

Successfully consolidated over ₹1 crore in debt, expanding our services to credit building and financial planning.

2024
Market Leader

Became a trusted name in financial advisory with 500+ families helped and ₹500Cr+ debt consolidated.

Why Choose Advance Credit?

Trusted & Reliable

With partnerships with 50+ banks and NBFCs, we ensure you get the best financial solutions. Our track record speaks for itself.

  • Licensed financial advisors
  • Transparent fee structure
  • No hidden charges
  • Data security compliance

Quick & Efficient

We understand the urgency of financial needs. Our streamlined process ensures quick approval and disbursement.

  • 24-48 hour processing
  • Minimal documentation
  • Online application
  • Real-time updates

Ready to Transform Your Financial Future?

Join hundreds of families who have already achieved financial freedom with Advance Credit. Our expert team is ready to help you consolidate debt, improve your credit score, and build a stronger financial foundation.

Our Story & Mission

Founded with a vision to help families overcome financial stress, Advance Credit has transformed the lives of hundreds of families through expert debt consolidation and financial advisory services. Our mission is to provide personalized financial solutions—whether you need debt consolidation, credit building, or comprehensive financial planning—we guide you every step of the way.

  • Debt Relief: We help you consolidate multiple EMIs into one manageable payment.
  • Credit Building: Expert guidance to improve your credit score and financial profile.
  • Personalized Planning: Custom financial strategies tailored to your unique situation.
  • Financial Freedom: We help you build a brighter, debt-free financial future.

Contact Information

Office no. 205 Accord Classic, Near Goregaon Railway Station, Peru Baug, Jay Prakash Nagar, Goregaon, Mumbai, Maharashtra, 400063.