Struggling with multiple expensive EMIs? ADVANCECRED FINTECH SOLUTIONS PVT LTD helps salaried professionals consolidate high-interest loans into one affordable monthly payment. Save ₹10,000+ every month!
Real example showing 55% EMI reduction for a salaried employee
| Loan Details | Before Consolidation | After Consolidation with AdvanceCred |
|---|---|---|
| Number of EMIs | 5 different loans | 1 single EMI |
| Total Monthly EMI | ₹48,500 | ₹29,200 (Save ₹19,300/month) |
| Average Interest Rate | 24.5% p.a. | 12.9% p.a. |
| Annual Savings | - | ₹2,31,600/year |
| Total Interest Paid | ₹12.4 Lakhs | ₹4.8 Lakhs (Save ₹7.6 Lakhs) |
| Financial Stress Level | 😰 Very High | 😊 Relaxed & Manageable |
ADVANCECRED Pvt Ltd specializes in helping these customers
If your personal loans, credit cards, or payday loans have interest rates above 20% p.a., you're paying way too much. We can reduce it to 11-13% for salaried employees.
Juggling multiple EMI due dates, bank accounts, and payment reminders? Merge all your loans into one single, convenient monthly EMI with ADVANCECRED Pvt Ltd.
If more than half your monthly salary goes to EMI payments, you're in financial stress. Our consolidation reduces this ratio to comfortable 30-35% for better cash flow.
Special EMI consolidation rates for salaried employees. IT professionals get rates as low as 10.99%, Government employees from 10.49%, MNC employees from 11.49%.
Late payment penalties and credit score damage? Consolidate before it gets worse. ADVANCECRED Pvt Ltd helps you regain control with one affordable, manageable EMI.
Planning for home down payment, child's education, or retirement? Reduce EMI burden and redirect savings to wealth creation. Free up ₹10,000-30,000/month for investments.
Simple 7-step process to achieve financial freedom
Fill our simple form or call our expert team. Share details of all your current loans, EMIs, and interest rates. Complete confidentiality guaranteed by our private limited company.
Our financial experts analyze your situation and calculate exact monthly savings. Receive detailed comparison showing your current vs. proposed EMI within 2 hours.
See your new reduced EMI, lower interest rate, total interest savings (₹2-8 Lakhs typically), and improved monthly cash flow. No hidden charges or surprises.
Upload salary slips (3 months), bank statements (6 months), loan statements, PAN, Aadhaar. Paperless digital process - no physical document submission required.
Salaried employees get priority processing. Approval typically within 4-6 hours. IT/Govt/MNC employees eligible for special expedited approval.
We manage everything - loan disbursement, closure of all existing high EMI loans, collection of NOCs. You don't need to visit any bank or lender.
Begin your single, affordable EMI at 40-55% lower monthly outflow. Track credit score improvement (typically 50-100 points in 6 months). Enjoy financial freedom!
Verified testimonials from customers who reduced their EMI burden
"I was paying ₹52,000 monthly across 6 different loans. ADVANCECRED Pvt Ltd consolidated everything to one ₹31,500 EMI. Saving ₹20,500 every month now! Professional service, trustworthy private limited company."
"As a government employee, I got special 10.49% rate. My 5 loans worth ₹45,000/month reduced to ₹28,000. Process was smooth, same-day approval. Highly recommend ADVANCECRED for EMI consolidation."
"I had credit score of 620 due to late payments. ADVANCECRED still helped me consolidate 4 high-interest loans. EMI reduced from ₹38,000 to ₹24,500. Credit score improved to 710 in 8 months. Life-changing experience!"
Everything you need to know about high EMI consolidation
Get instant savings calculation from ADVANCECRED Pvt Ltd experts. See exactly how much you can save every month.