Managing multiple EMIs personal loans, credit cards, app loans, or consumer loans—can quickly turn into a financial nightmare. Each loan carries a different interest rate, due date, and lender policy, creating unnecessary complexity and pressure on your monthly cashflow.
At AdvanceCred, we understand this struggle deeply. Our mission is simple: to simplify your financial life by merging all your high-interest EMIs into one single, low-interest monthly payment.
The Problem: Scattered Loans, Soaring EMIs
Many individuals juggle several loans from different banks and NBFCs. This often results in:
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High cumulative monthly EMIs
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Multiple payment reminders and penalties
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Interest rates exceeding 20–30% annually
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No clarity on total outstanding and repayment progress
The result? Financial anxiety and restricted monthly savings.
Our Solution: One EMI. Lower Interest. Peace of Mind.
AdvanceCred specializes in Debt Consolidation—a process where we evaluate your existing loans, outstanding balances, and repayment capacity, and restructure them into a single, lower-interest EMI.
By consolidating multiple debts into one structured loan, our customers have experienced:
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Up to 50% reduction in monthly interest burden
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A clearer repayment plan that aligns with their income
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Better monthly cashflow, allowing for improved savings and spending balance
How We Do It:
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Comprehensive Loan Analysis
We begin by understanding your current loan structure total outstanding, tenure, and existing interest rates. -
Eligibility & Policy Matching
Our experts restructure your debt according to bank and NBFC policies, ensuring eligibility and compliance. -
Smart Consolidation
All your scattered loans are merged into one manageable EMI, tailored to your financial goals.
The process is transparent, compliant, and designed to bring immediate financial relief.
Important Note:
Before applying for debt consolidation, ensure that you have no recent EMI bounces or overdue payments. These can affect your eligibility and credit profile during restructuring. Maintaining a clean repayment record ensures faster approval and better interest rates.
Why AdvanceCred?
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Trusted advisors with proven experience in loan restructuring
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Partnerships with leading banks and NBFCs
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Personalized financial planning
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End-to-end support right from documentation to disbursal
At AdvanceCred, we don’t just consolidate your loans we consolidate your peace of mind. Our focus is on giving you a financially stable tomorrow, free from the stress of multiple EMIs.